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ESIC disablement benefit

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ESIC Disablement Benefit pays 90 per cent of the pay that ESIC counts for the benefit.

Central Government Checked 25 October 2026 ESIC

Steps

  1. Open www.esic.gov.in in English
    Go to the official ESIC website and choose English as the website language.
    Open this page
  2. Open the Disablement Benefit page
    Read how Temporary Disablement Benefit (TDB) pays 90 per cent while the disability lasts. How Permanent Disablement Benefit (PDB) is paid monthly.
    Open this page
  3. Call Toll Free / Help Desk
    Call Toll Free / Help Desk on 1800-11-2526, shown at the bottom of the page, and ask how to claim.
  4. After the last step
    Call the help desk and ask what to bring and where to go to claim
    Related guides: ESIC sickness benefit, ESIC maternity benefit

What this is

ESIC (Employees' State Insurance Corporation) pays the Disablement Benefit to a worker who is covered by ESIC. Temporary Disablement Benefit (TDB) is for a short time. Permanent Disablement Benefit (PDB) is for when you can lastingly do less work to earn money.

Who this is for

Covered workers hurt by an injury at work
Covered workers who cannot work for some time after such an injury
Covered workers who lose part of their earning power for good after such an injury
You are an Insured Person (a worker who is covered by ESIC) covered by ESIC
You were hurt by an injury at work
The injury stops you from working for a time (temporary benefit)
The injury leaves a lasting loss of earning power (permanent benefit)
Cover starts on the first day of work.
With no waiting period.
Temporary benefit is payable even if no contribution was paid

What you need

  • Not listed on the official page
The official page states no fee

Where to find it

Home Disablement Benefit Open the official page

Which version this is for

ESIC website, Disablement Benefit page
This page only explains the benefit. It does not show a claim form or claim steps, and we could not see any screens after log in.

If something goes wrong

Where do I find the claim form or steps?
The page gives none. Call the ESIC help desk on 1800-11-2526 and ask how to claim.
Do I need to wait before I can claim?
No. The page says cover starts on the first day of work, with no waiting period.
How much will my permanent benefit be?
You get 90 per cent of the pay that ESIC counts for the benefit. A Medical Board examines you and certifies how much less work you can now do to earn money.
Should I share an OTP (One-Time Password) or password with callers?
No. Do not give your OTP or password to anyone who calls or messages you.

Official help

Official website
www.esic.gov.in

Words used on this page

ESICEmployees' State Insurance Corporation. The government body that runs health and injury cover for workers.
Insured PersonA worker who is covered by ESIC.
Employment injuryAn injury that happens because of your work, while you are at work.
Temporary Disablement Benefit (TDB)Cash paid while a work injury stops you from working for some time.
Permanent Disablement Benefit (PDB)Monthly cash paid when a work injury leaves you able to earn less for good.
Medical BoardA panel of doctors that examines you and says how much earning power you lost.
Medical BenefitFree medical care for the injury, given to an Insured Person.

Sources and how we checked

Last checked against the official source: 25 October 2026

Known limits

We read the official pages on 25 October 2026. We have not tested every step ourselves, so if a screen looks different, follow what the official website shows.